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See Deposit Account Agreement (PDF) for terms and conditions. GO2bank is a trademark of Green Dot Corporation. Mobile number verification, email address verification and mobile app are required to access all features. APY may change before or after you open an account. Transfer money from linked debit card: When you make transfers from a linked debit card, GO2bank will charge a 3% fee not less than $2.00. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Welcome to the. High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. GO2bank reserves the right to cancel or modify the terms of the referral reward offer or terminate the member's eligibility at any time with or without prior notice. 6054612. Void where prohibited. 3 These transactions may take up to 4 business days for processing. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account exactly or we will decline your deposit. The GO2bank account comes with a Visa Debit card. Limits apply. You can also transfer money from another bank account by initiating a transfer from that banks app or website. People can easily transfer the money from their card to an existing bank account online at EIPCard.com. Transfer Money With Routing & Account Number (Solved) - Best on Reviews Ach | 10 with eligible direct deposit, otherwise $5 per month** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period.